For the Merchant
2% all-in. Weekly Friday settlement via Stripe Connect. QR-based, no terminal, no monthly fee. Any merchant in any US category can join in 10 minutes.
2.5-3.5% Visa interchange you pay today on restaurant MCC — Visa interchange rate schedule, MCC 5812
The numbers
2%
Ampezy commission, all-in
Source: Ampezy MERCHANT_COMMISSION_RATE product constant
2.5-3.5%
Visa interchange you pay today
Source: Visa interchange rate schedule, restaurant MCC 5812
Friday
Weekly settlement to your existing bank account
Source: Ampezy SETTLEMENT_DAY product constant, via Stripe Connect
47M / 0
Edenred users globally vs in the US
Source: Edenred 2024 Annual Report
What changes
Today
With Ampezy
Card interchange takes 2.5-3.5% with no marketing, no customer data, no premium positioning.
2% all-in, plus a merchant directory and per-corporate-account analytics.
Edenred / Pluxee closed-loop programs exclude small operators.
Any merchant in any US category can join in 10 minutes.
Terminal hardware, monthly fees, chargeback risk on every accepted card.
QR-based, no terminal, no monthly fee, closed-loop (no interchange disputes).
Corporate procurement contracts go to national chains.
Get listed in the directory; employees at nearby corporate accounts see you the moment they open the wallet.
Settlement schedules and fee structures vary by gateway.
Weekly Friday settlement to your existing bank, via Stripe Connect.
How it works
Sign up at ampezy.com/merchant. Stripe Connect KYB handles compliance; your existing bank account links in 5 minutes.
Generate your QR code for the register. Print on a table tent or display on the iPad you already have.
Get listed in the Ampezy directory. Employees from nearby corporate accounts see you when they open their wallet.
Employee taps to pay. QR scan, payment lands, you see it in the dashboard in real time.
Weekly Friday settlement to your existing bank account. Per-corporate-account revenue surfaces on your dashboard.
What's at stake
Card interchange runs 2.5-3.5% on every corporate sale you accept today, with no marketing, no customer data, no premium positioning. Card networks are extractive infrastructure; Ampezy is participatory.
Source: Visa interchange rate schedule, restaurant MCC 5812
Edenred has 47M users globally per its 2024 Annual Report but is virtually empty in the US, and the US programs they run are chain-only by structure. Closed-network procurement continues to route corporate spend exclusively to national chains.
Source: Edenred 2024 Annual Report
Companies that hand out closed-network cards route their employees' daily lunch spend to whoever signed the procurement contract. The local operator loses the daily business, not because their food is worse but because they cannot apply.
Source: Closed-network procurement model (Edenred / Pluxee corporate contracts)
See it in your numbers.
30-minute walkthrough, no commitment.